本書(shū)注重培養(yǎng)學(xué)生運(yùn)用英語(yǔ)處理金融業(yè)務(wù)的能力,詳細(xì)介紹了金融體系與相關(guān)知識(shí),包括貨幣與貨幣制度、信用、利息與利率、外匯與匯率、金融市場(chǎng)、金融機(jī)構(gòu)、中央銀行、貨幣需求、貨幣供給與貨幣政策。
本書(shū)按橫縱兩條線(xiàn)索組織內(nèi)容: 橫向線(xiàn)索是貨幣信用金融機(jī)構(gòu); 縱向線(xiàn)索是貨幣貨幣的需求與供給貨幣的均衡與失衡貨幣政策。各章節(jié)的編排遵循循序漸進(jìn)的課堂教學(xué)規(guī)律,從知識(shí)結(jié)構(gòu)圖開(kāi)始,依次是學(xué)習(xí)目標(biāo)、熱身聽(tīng)力、課前討論、正文、本章小結(jié)、生活中的金融學(xué)、專(zhuān)業(yè)詞匯,*后以多種形式的練習(xí)結(jié)束。各環(huán)節(jié)環(huán)環(huán)相扣,層層遞進(jìn),幫助學(xué)生較為扎實(shí)地掌握相關(guān)金融專(zhuān)業(yè)知識(shí)和英語(yǔ)語(yǔ)言知識(shí)。本書(shū)的熱身聽(tīng)力內(nèi)容可掃描二維碼收聽(tīng)。本書(shū)配有電子教案、習(xí)題答案等,如有需要請(qǐng)到清華大學(xué)出版社網(wǎng)站(www.tup.com.cn)下載。
本書(shū)既可以用作高職高專(zhuān)金融類(lèi)、經(jīng)濟(jì)類(lèi)及相關(guān)專(zhuān)業(yè)的金融英語(yǔ)課程教材,也可以作為應(yīng)用型本科院校教學(xué)用書(shū),還可以作為金融行業(yè)工作人員的英語(yǔ)工具書(shū)。
本書(shū)將金融學(xué)*核心的基礎(chǔ)知識(shí)體系融入教材編寫(xiě)中,按橫縱兩條線(xiàn)索組織內(nèi)容,在兼顧英語(yǔ)語(yǔ)言運(yùn)用的同時(shí),強(qiáng)調(diào)金融專(zhuān)業(yè)知識(shí)內(nèi)在的完整性和系統(tǒng)性。
第二版新增Warming-up Listening,填補(bǔ)了*版中聽(tīng)力材料的空白,掃描二維碼即可進(jìn)行聽(tīng)力練習(xí),練習(xí)形式包括對(duì)話(huà)、短文與寫(xiě)句子,聽(tīng)力訓(xùn)練強(qiáng)調(diào)在金融實(shí)務(wù)中運(yùn)用英語(yǔ)語(yǔ)言的能力。
根據(jù)每一章的知識(shí)點(diǎn),每章課前的Pre-reading Discussion,精心設(shè)計(jì)了三個(gè)與實(shí)際經(jīng)濟(jì)生活息息相關(guān)的討論話(huà)題,引導(dǎo)學(xué)生主動(dòng)開(kāi)口,帶著好奇心與興趣開(kāi)始每一章專(zhuān)業(yè)知識(shí)的學(xué)習(xí)。
每章課后的Finance in Our Daily Life專(zhuān)欄,編排了金融投資72法則個(gè)人信用評(píng)級(jí)不要賭匯率我們的風(fēng)險(xiǎn)承受度身邊的典當(dāng)行要不要買(mǎi)黃金為什么通貨膨脹對(duì)我們不利你的超額儲(chǔ)備以及房子是用來(lái)住的等專(zhuān)業(yè)文章。體例清新,界面親和,讓讀者能輕松地體驗(yàn)到運(yùn)用金融專(zhuān)業(yè)知識(shí)解析不斷發(fā)展的金融問(wèn)題和金融現(xiàn)象的樂(lè)趣,真正做到學(xué)以致用。
在規(guī)劃編寫(xiě)本書(shū)第一版之前,我們對(duì)專(zhuān)業(yè)英語(yǔ)教學(xué)就有過(guò)明確定位,認(rèn)為專(zhuān)業(yè)英語(yǔ)不同于純粹英語(yǔ)語(yǔ)言教學(xué)之處在于,專(zhuān)業(yè)英語(yǔ)擁有自成體系的專(zhuān)業(yè)內(nèi)容。基于此,我們將金融學(xué)最核心的基礎(chǔ)知識(shí)體系融入教材編寫(xiě)中,按橫縱兩條線(xiàn)索組織內(nèi)容,在兼顧英語(yǔ)語(yǔ)言運(yùn)用的同時(shí),強(qiáng)調(diào)金融專(zhuān)業(yè)知識(shí)內(nèi)在的完整性和系統(tǒng)性。
再版后的《金融英語(yǔ)》做了以下修訂。
(1) 第二版保留了第一版理論知識(shí)部分的編寫(xiě)思路,體例不變,知識(shí)點(diǎn)在原有基礎(chǔ)上進(jìn)行適當(dāng)增刪。對(duì)第一版中出現(xiàn)的輸入錯(cuò)誤進(jìn)行了修正。
(2) 新增Warmingup Listening,填補(bǔ)了第一版中聽(tīng)力材料的空白。掃描二維碼即可進(jìn)行聽(tīng)力練習(xí),練習(xí)形式包括對(duì)話(huà)、短文與寫(xiě)句子。聽(tīng)力訓(xùn)練強(qiáng)調(diào)在金融實(shí)務(wù)中運(yùn)用英語(yǔ)語(yǔ)言的能力,真正做到將語(yǔ)言學(xué)習(xí)的聽(tīng)、說(shuō)、讀、寫(xiě)四個(gè)環(huán)節(jié)與專(zhuān)業(yè)知識(shí)的學(xué)習(xí)有機(jī)結(jié)合起來(lái)。
(3) 為進(jìn)一步增加學(xué)生說(shuō)英語(yǔ)的機(jī)會(huì),改版后的教材刪除了每章課前的小短文,增加了Prereading Discussion。根據(jù)每一章的知識(shí)點(diǎn),精心設(shè)計(jì)了三個(gè)與實(shí)際經(jīng)濟(jì)生活息息相關(guān)的討論話(huà)題,引導(dǎo)學(xué)生主動(dòng)開(kāi)口,帶著好奇心與興趣開(kāi)始每一章專(zhuān)業(yè)知識(shí)的學(xué)習(xí)。
(4) 雖然本書(shū)主體內(nèi)容屬于金融學(xué)最基礎(chǔ)性的知識(shí)體系,不存在過(guò)時(shí)與否的問(wèn)題,但為了增強(qiáng)教材的時(shí)代感,提升相對(duì)晦澀枯燥的專(zhuān)業(yè)教材的可讀性,我們刪除了第一版中的課后閱讀材料,新增了Finance in Our Daily Life專(zhuān)欄,編排了個(gè)人信用評(píng)級(jí)(Your Credit Rating)不要賭匯率(Dont Bet on Exchange Rates)你的風(fēng)險(xiǎn)承受度(Your Risk Tolerance)典當(dāng)行(Pawnshops)要不要買(mǎi)黃金(Should You Buy Gold)為什么通貨膨脹對(duì)我們不利(Why Inflation Is Bad for You)你的超額儲(chǔ)備(Your Excess Reserves)以及房子是用來(lái)住的(A Home Is a Place to Live)等專(zhuān)業(yè)文章。體例清新,界面親和,讓讀者能輕松地體驗(yàn)到運(yùn)用金融專(zhuān)業(yè)知識(shí)解析不斷發(fā)展的金融問(wèn)題和金融現(xiàn)象的樂(lè)趣,真正做到學(xué)以致用。
改版后的《金融英語(yǔ)》教材,體例、結(jié)構(gòu)更加合理,更加符合年輕人的學(xué)習(xí)、閱讀習(xí)慣,能顯著提高金融英語(yǔ)課程的教學(xué)質(zhì)量與教學(xué)效果。
本書(shū)在編寫(xiě)過(guò)程中參閱了許多相關(guān)書(shū)籍與教材,我們以書(shū)后參考文獻(xiàn)的形式列出,在此表示衷心的感謝。
本書(shū)由陶艷珍、顧艷輝編著,本次修訂工作由陶艷珍負(fù)責(zé)。由于編著者學(xué)識(shí)水平有限,書(shū)中疏漏或不妥之處在所難免,懇請(qǐng)各位同仁批評(píng)、指正。
編著者
2018年3月
Chapter 1Money and Monetary System
Structure of Chapter 1
Learning Objectives
Warmingup Listening
Prereading Discussion
Text
1.1The Origin and Definition of Money
1.2The Function of Money
1.3The Evolution of Payment System
1.4Monetary System
Summary of Chapter 1
Finance in Our Daily Life
Specialized Vocabulary
Test Yourself
Chapter 2Credit
Structure of Chapter 2
Learning Objectives
Warmingup Listening
Prereading Discussion
Text
2.1An Overview of Credit
2.2The Forms of Credit
Summary of Chapter 2
Finance in Our Daily Life
Specialized Vocabulary
Test Yourself
Chapter 3Interest and Interest Rate
Structure of Chapter 3
Learning Objectives
Warmingup Listening
Prereading Discussion
Text
3.1An Overview of Interest and Interest Rate
3.2Calculation of Interest and Discounting
3.3The Theory of Term Structure of Interest Rates
3.4The Risk Structure of Interest Rates
Summary of Chapter 3
Finance in Our Daily Life
Specialized Vocabulary
Test Yourself
Chapter 4Foreign Exchange and Foreign Exchange Rates
Structure of Chapter 4
Learning Objectives
Warmingup Listening
Prereading Discussion
Text
4.1Introduction to Foreign Exchange and Exchange Rates
4.2Foreign Exchange Market
4.3Theories of Exchange Rate Determination
Summary of Chapter 4
Finance in Our Daily Life
Specialized Vocabulary
Test Yourself
Chapter 5Financial Market
Structure of Chapter 5
Learning Objectives
Warmingup Listening
Prereading Discussion
Text
5.1An Overview of Financial Market
5.2Money Market
5.3Capital Market
5.4Financial Derivatives Markets
Summary of Chapter 5
Finance in Our Daily Life
Specialized Vocabulary
Test Yourself
Chapter 6Financial Institutions
Structure of Chapter 6
Learning Objectives
Warmingup Listening
Prereading Discussion
Text
6.1Economic Basis for Financial Institution
6.2Functions of Financial Institution
6.3Types of Financial Institution
Summary of Chapter 6
Finance in Our Daily Life
Specialized Vocabulary
Test Yourself
Chapter 7The Central Bank
Structure of Chapter 7
Learning Objectives
Warmingup Listening
Prereading Discussion
Text
7.1An Overview of the Central Bank
7.2The Functions of the Central Bank
7.3The Independence of the Central Bank
7.4The Peoples Bank of China
Summary of Chapter 7
Finance in Our Daily Life
Specialized Vocabulary
Test Yourself
Chapter 8Money Demand
Structure of Chapter 8
Learning Objectives
Warmingup Listening
Prereading Discussion
Text
8.1The Implication of Money Demand
8.2The Factors that Determine Demand for Money
8.3Theories of Money Demand
Summary of Chapter 8
Finance in Our Daily Life
Specialized Vocabulary
Test Yourself
Chapter 9Money Supply
Structure of Chapter 9
Learning Objectives
Warmingup Listening
Prereading Discussion
Text
9.1The Quantity of Money Supply
9.2The Mechanism of Money Supply
9.3The Theories of Money Supply
Summary of Chapter 9
Finance in Our Daily Life
Specialized Vocabulary
Test Yourself
Chapter 10Monetary Policy
Structure of Chapter 10
Learning Objectives
Warmingup Listening
Prereading Discussion
Text
10.1The Targets of Monetary Policy
10.2The Instruments of Monetary Policy
10.3The Transmission Mechanism of Monetary Policy
10.4The Potency of Monetary Policy
Summary of Chapter 10
Finance in Our Daily Life
Specialized Vocabulary
Test Yourself
Glossary
Bibliography